이제 3억 원으로 안정적인 현금흐름을 만들어보겠습니다...

이제 3억 원으로 안정적인 현금흐름을 만들어보겠습니다. 월배당 ETF 중심의 포트폴리오가 연간 약 5%의 배당수익을 제공한다고 가정하면, 연간 1,500만 원(월평균 125만 원)의 배당수익을 기대할 수 있습니다.

-알라딘 eBook <박곰희 연금 부자 수업> (박곰희 지음) 중에서 - P295

예를 들어 1억 원의 퇴직 IRP가 있다면 연 5% 수익률로 운용하면서 월 42만 원씩 인출하면 배당금만으로 부족한 현금흐름을 충분히 채울 수 있습니다.

-알라딘 eBook <박곰희 연금 부자 수업> (박곰희 지음) 중에서 - P297

연금저축, IRP는 개인별로 과세됩니다. 부부가 각자의 명의로 노후 자금을 준비해놓는다면, 세금 부담을 줄이면서 현금흐름을 극대화할 수 있죠.

-알라딘 eBook <박곰희 연금 부자 수업> (박곰희 지음) 중에서 - P297

어떤 규모든 월배당 ETF를 중심으로 한 원금 보존 전략이 핵심입니다. 여기에 국민연금과 퇴직연금을 적절히 조합하면 든든한 노후 현금흐름을 만들 수 있습니다.

-알라딘 eBook <박곰희 연금 부자 수업> (박곰희 지음) 중에서 - P308

It is often noted, for instan...

It is often noted, for instance, that Shakespeare’s plays are full of ocean metaphors (‘take arms against a sea of troubles’, ‘an ocean of salt tears’, ‘wild sea of my conscience’), and that every one of his plays has at least one reference to the sea in it somewhere. But the idea that this argues for a maritime spell in his life shrivels slightly when you realize that sailor appears just four times in his work, and seamen only twice. - P56

In 1580, when William was sixteen, Campion passed through Warwickshire on his way to the more safely Catholic north. He stayed with a distant relative of Shakespeare’s, Sir William Catesby, whose son Robert would later be a ringleader of the Gunpowder Plot. - P57

[오늘의 한문장] Shakespeare

Beer was drunk copiously, even at breakfast and even by the pleasure-wary Puritans (the ship that took the Puritan leader John Winthrop to New England carried him, ten thousand gallons of beer and not much else). A gallon a day was the traditional ration for monks, and we may assume that most others drank no less. For foreigners English ale was an acquired taste even then. As one Continental visitor noted uneasily, it was ‘cloudy like horse’s urine’. The better-off drank wine, generally by the pint. - P54

Despite all that was tipped i...

Despite all that was tipped into it, the river was remarkably full of life. - P49

By long tradition, at the Southwark end of the bridge the heads of serious criminals, especially traitors, were displayed on poles, each serving as a kind of odd and grisly bird-feeder. (The rest of the bodies were hung above the entrance gates to the city, or distributed to other cities across the realm.) There were so many heads, indeed, that it was necessary to employ a Keeper of the Heads. Shakespeare, arriving in London, was possibly greeted by the heads of two of his own distant kinsmen, John Somerville and Edward Arden, who were executed in 1583 for a fumbling plot to kill the Queen. - P50

Starch’s possibilities for fashionable discomfort were already being translated into increasingly exotic ruffs, soon to be known as piccadills (or peckadills, pickadailles, picardillos or any of about twenty other variants), from which ultimately would come the name ‘Piccadilly’,* and these grew ‘every day worser and worser’, as one contemporary glumly noted. Moreover, dyes were not yet colour-fast, or even close to it, adding a further powerful incentive to stay dry. - P52

Those who ate well ate at least as well as today. - P52

[오늘의 한문장] Shakespeare

City life had a density and cosiness that we can scarcely imagine now. - P48